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Which type of personal bankruptcy is right for you?

What is a Chapter 7 bankruptcy?

 Chapter  7 bankruptcy, often called "liquidation bankruptcy", is designed for  people who don’t make enough money to repay their debts.  Chapter 7 can  wipe out credit card debt, medical bills, and unsecured personal loans. 

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What is a Chapter 13 bankruptcy?

 A  Chapter 13 is a voluntary bankruptcy that allows individuals with  regular income to create a three-to-five-year repayment plan.  This type  of bankruptcy is designed for individuals who have stable income but  are struggling to keep up with their payments, including their mortgage 

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